7 Morning Routines that Help you Save Money and Stick to Your Budget: Money Saving Morning Routine

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Never heard of a money saving morning routine? Well get ready. It is possible to save money as soon as you wake up in the morning. Here is how:

Mornings are powerful. There is something about a morning that has the ability to set the tone for the rest of your day. Whether you consider yourself a morning person or not, those first few minutes of your day can make or break your productivity, influence your mood, and determine what happens in your day.

I have found this true in my life both when I was working full-time and now as a stay at home mom. What I choose to do (or not to do) can set the tone for both me and my family. Mornings are important.

I have to admit, I never used to consider myself a morning person. I was more productive at night and mornings were just rough for me. But as I have gotten older, once I started a job, I realized that taking advantage of that precious time in the morning is so worth it.

As budgeting, and saving money has become increasingly important for my family (first when we were trying to pay down debt and now as a Stay at Home Mom), I’ve realized that what I do in the morning can have a huge impact on my budget. Honing in on my morning routine has helped me to save money and stick to my budget. I told you, mornings are powerful!

I have to tell you (I can’t include this in my list in good conscience), but my morning routine is not complete without a good cup of coffee, so unofficially, that is my first and most important tip ( I kid, I kid…. Please don’t take offense if you aren’t a coffee drinker!)

But seriously, let’s get down to it. Here are my top tips for a money saving morning routine:

Don’t Press Snooze

Some of these tips are helpful to everyone – budget or no budget. The thing about a budget is that you have to be in the right mindset. If your mental clarity is off, if you are lacking in an area of your mental, emotional and spiritual health, your budget will suffer. Pressing snooze may feel good in the moment, but it also causes you to feel more sleepy. Getting out of bed immediately can increase productivity and give you the extra boost you need right away in the morning.

Wake up Before the Earliest Riser in your Family

This is a game changer for me. When I allow my kids to wake me up in the morning, I start my day by playing catch up. On the other hand, when I set my alarm and wake up before my earliest riser, I am more productive, get things done, or simply take some time for myself before I  jump into full on mom-mode. I love mom-mode, but if I don’t get time to myself to prepare for the day in the morning, every other part of my life suffers.

Take some YOU Time

With all the time in the morning you have set aside to start your day, slow down and take some “you” time. Pray, meditate, exercise or set your mind on your goals. All of these things have been proven to decrease stress and increase productivity in your day. I know that most busy-bees (aka all mom’s) wake up running. They start on their first task so that they don’t waste any time, because that to-do list never gets shorter. While that may seem like the only thing you can do when you wake in the morning, studies have shown that if you take time to meditate and get your mind right, it will help you keep up productivity throughout the day.

Eat a Healthy Breakfast

Starting your day out right includes nourishing yourself with healthy and filling foods. When it comes to breakfast, remember the type of food matters. If you fill yourself up with a sugary cereal in the morning, your insulin levels will spike and quickly crash, causing midday sleepiness. If you fill up on proteins and healthy fats, you will tide yourself over until your next meal and give your body the energy it requires to keep going throughout your whole day.  

Plan Out Your Day

Making a plan for your day can drastically improve your day-to-day budget. When you are intentional about the about the plans that you make and the foods that you eat, you will be less likely to spend money on convenience foods or services. Plan activities that don’t cost money, and plan your meal based on what foods you already have. Each week, make a meal plan so that you can shop with intentionality and are not scrounging for food for a recipe in the middle of the week.

Look Over Your Budget and Make a Goal for Yourself

After you plan out your day, take a look at your monthly budget. Remind yourself of what you are working for, where you are at and what you have yet to accomplish. If you are using a cash budget, check to see how much money you have in each category and remind yourself of where you are in the month. Reminding yourself of these things, even if you already are aware of them, can help you to be intentional with your money and budget throughout the day.

Meditate on at Least 3 Things you are Thankful For

Lastly, we live in a want want want and give-me society. We easily can fall into that mindset. And when we want things (that we often do not need to be happy), it costs money and blows our budget out of the water. However, when we can set our minds on what it is that we are thankful for, instead of what we need, we change our whole perspective on life, we live in a happier and more fulfilled state, and we save money!

Let’s get real here for a second, when we are constantly wanting more, looking at what others have on social media we are never really happy. Even when we buy the things that we think we must have, we may get a moment of happiness, but we are left feeling just as empty, or more so, than before. So save yourself the time and energy and allow yourself to be thankful for what you have so you are not constantly wanting more.  

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