When you have a low to moderate income, paying off debt or saving money may seem next to impossible. You look for any way possible to make a little extra money, but for most of us, getting side job is not an option. So what does that leave us with? We need for find ways to make extra money without a job from home.
When my husband and I began paying off our debt, we both had moderate incomes and a massive amount of debt.
Now, after we decided that I would stay at home, we still have big financial goals. Without a little extra income, we would be making enough money but barely making more than living paycheck to paycheck.
The only way to reach our financial goals was to find ways to make extra income. We were able to make extra money by getting side jobs, working overtime, and taking advantage of the benefits at our jobs (read more about our side hustles here).
Throughout our journey, I have found several ways to make extra money without a job.
This is a great app that allows you to make money back on day-to-day items you already purchase at grocery stores, convenience stores, and online purchase. All you have to do is scan the item and scan the receipt. You can cash in your money for gift cards or get money transferred into a PayPal account. If you sign up using the code sjpihli, you will automatically get $10 added to your account.
Swagbucks and online surveys
Swagbucks is a site that you can easily make money while you are going about your business. You earn point just for watching videos, taking surveys and using their search engine. You can do a lot of different things to earn points and earning points is very easy.
- Harris Poll Online
- Opinion Outpost
- Product Report Card
- One Opinion
- Earning Station
- Shop Tracker
Sell your stuff
This is a great way to clean, organize and make some money! Go through your stuff and sell it online or at a garage sale. Even if you have a few things that you don’t think are worth a lot of money, if you have a lot of stuff to sell, the little things add up fast!
In most communities there is a place to do this. Typically your first appointment takes about 2 hours because you have additional screenings and paperwork. All other appointments range from 45 minutes to 1 hour. Payment varies by location but typically it is $20 for the first time in a week and $30 the second time in a week.
Bet on Weight loss
Diet Bet is a great way to make money and get motivated to lose those extra pounds. You can download the app and join a challenge. How it works is you put money into a pot, then if you lose the amount of weight required in the challenge, you make your money back plus the money of those that didn’t make it. Typically you get ½ of what you put in. For example, if you put in $30, you will get your $30 back plus $15 for a total of $45.
Invest your extra money
Investing your money is a great way to make passive income. Instead of putting your money in a savings account, allow it to If you put your money into stocks or bonds, your money will most likely eventually go u
Focus Group Studies
By taking a survey, you can qualify to be apart of a focus group. Depending on the group and product, you can make various amounts of money by testing out the product and writing a review.
What are some ways that you have found to make extra money?